Funding Made Simple

Find the Right Funding for Your Business Acquisition

From SBA loans to seller financing, we match you with the right funding path — so you can close with confidence.

SBA Preferred Lenders
Private Capital Network
Seller Financing Marketplace
Business partners reviewing funding options together
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Maximum SBA 7(a) Loan
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Typical SBA Down Payment
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One Simple Process
Funding Options

Four paths to closing your deal

Every business acquisition is different. We help you understand each path so you can choose — or blend — the right structure for your deal.

SBA Loans

The gold standard for business acquisitions. SBA 7(a) loans offer low down payments, long repayment terms, and competitive rates — backed by the U.S. Small Business Administration.

  • Up to $5M in financing
  • As low as 10% down
  • 10–25 year repayment terms
  • Competitive fixed and variable rates
  • Lender-matching support included
Eligibility: Best for buyers with good credit, some liquidity, and businesses with 2+ years of financials.
See All SBA-Qualified Businesses

Seller Financing

When the seller believes in their business enough to finance part of the deal, it's a signal — and an opportunity. Seller financing bridges the gap and makes deals happen that banks won't touch alone.

  • Flexible terms negotiated directly with seller
  • Often no bank qualification required
  • Frequently combined with SBA or equity
  • Faster closings
  • Signals seller confidence in the business
Eligibility: Available on select listings where the seller has agreed to carry a note. Terms vary by deal.
See Seller Financing Businesses

Private Money & Investor Capital

High-net-worth individuals, family offices, and private equity groups are actively looking to deploy capital into Main Street businesses. We help connect qualified buyers with private funding sources.

  • Creative deal structures available
  • Equity partnerships possible
  • Fast decisions — no bank bureaucracy
  • Good fit for larger or distressed deals
  • Experienced investors bring operational value
Eligibility: Best for larger deals, buyers with strong business plans, or situations that require non-traditional structures.
Learn About Private Capital

Leverage What You Own

Tap into existing equity in your home, commercial property, retirement accounts (ROBS), or other assets to fund all or part of your business purchase. Often used to cover the down payment on an SBA deal.

  • Home equity lines of credit (HELOC)
  • 401(k)/IRA rollover for business (ROBS)
  • Equipment or asset-backed lending
  • Cash-out refinance options
  • Can stack with SBA or seller financing
Eligibility: Requires existing asset equity. Works best as part of a blended funding strategy.
Explore Asset-Based Options

Not sure which funding fits your deal?

Take the 30-second Funding Match Quiz and we'll match you with the right structure — and an advisor.

How It Works

Three steps to funded

01

Tell Us About Your Deal

Share your target business and budget.

02

We Match You to Funding Sources

SBA lenders, private capital, and seller financing options surfaced.

03

Close with Confidence

Our team supports you from LOI to closing table.

Ready to fund your next business?

Speak with a BizBroker+ advisor and get your funding roadmap in one call.